Types and amounts of government subsidies for small businesses. How to get a grant: step-by-step action plan Grants for business

What is a grant?

Today, a grant is not only finance for scientific research, a free trip to Europe or just an increased scholarship for a botanist student, it is a real opportunity to start or expand your business using attracted and, most importantly, non-refundable funds. Tempting? – Then let’s figure out what a grant is.

According to the modern and generally accepted definition, grant– this is a free subsidy to enterprises, organizations and individuals in cash or in kind for the implementation of any activity with subsequent reporting on their use. In our case - this is the start-up capital of an entrepreneur, i.e. solving the main problem at the stage of creating a business.

I should note that finding and receiving a grant is a rather difficult task, however, money does not fall from the sky, so if you have an interesting, non-standard, and most importantly economically sound idea, then you can try to get sponsorship money for its implementation.

Let us stipulate right away that the money is not given to you personally, but to your organization for specific purposes, so you are responsible for the misuse of the funds allocated to you. That is why searching for a grant (receiving money) should not be an end in itself; perceive sponsorship as an aid in the development of your favorite business, only then will success await you.

Rules for "granting"

Money is allocated not to the entrepreneur personally, but to his organization to carry out the task specified in the application.
Purpose and amount of the grant are indicated at the stage of creating a business plan and not subject to revision.
It so happened that sponsors' preferences are given to the most realistic or most original projects.
Don’t jump at the first grant that comes your way, like a dog at a bone, be selective. Carefully read all the information about the grant, what it will be awarded for, and how much you can receive. Most refusals occur precisely because applications do not correspond to the subject of the grant..
If you really want it, then you can simply adjust your goals to the goals of the fund, but be prepared for the refusal of an organization created to develop and support agricultural producers if you have previously been involved in the retail sale of Chinese toys.
Be prepared for what the money is not allocated all at once, but comes in tranches. Moreover, where this is possible, for example, when purchasing org. equipment, you will receive equipment, not money. For each stage of your project, a certain amount is provided.
It is better to be late in repaying a loan to the bank than to allow sponsorship funds to be spent inappropriately. One wrong step and you will have a negative reputation in this environment forever.
The same goes for timeliness and correctness. filling out all reports. They must be completed exactly according to the instructions given to you and strictly on time.
As a rule, they won’t give you a lot of money the first time, so ask for the minimum, only for objectively necessary things. Such an application has a much higher chance of being selected than those who ask not only for basic labor tools, but also for stationery, a cooler for the office and recruitment of a manager.
I think that all entrepreneurs are ready for the fact that nothing is absolutely free, and the need to pay income tax the amount of the grant will not upset you much.

What are they asking?

Completing the package of documents is not so difficult, you just need to be careful. As a rule, you will be required to provide the name of the project, its purpose, what you expect to receive in the end, indicate the timing and stages of the project and its approximate cost.

To receive a grant from the state, you must submit for consideration within the established time frame:

Business plan.

Certificate of state registration.

Certificate of inclusion in the register of small businesses.

Copies of constituent documents.

Copies of all pages of the passport.

Application in the prescribed form.

Private, especially foreign funds, may request additional and sometimes seemingly absurd documentation, so be mentally prepared for this.

Who do they give it to?

Foreign sponsors and government funds have diametrically opposed views on who to give the grand, if the former are based on necessity targeted and complete expenditure of allocated funds in strict accordance with the business plan, then the state sets the task as a priority employment and social protection.
Therefore, foreign investors are more willing to finance those who have already participated in similar programs, and government funds, as a rule, support those who have registered their enterprise more recently.

The state allocates funds to young entrepreneurs “to get started.” Please note that other things being equal preferences will be given to socially disadvantaged groups of the population: university graduates and the unemployed, those who are on administrative leave or facing personnel cuts, single mothers with children, disabled people or retired military personnel.

What are they giving for?

About 30% of entrepreneurs who received a grant in the field of small business are engaged in the provision of services, 20% are engaged in production and only 12% are in trade.

It is most realistic to receive a grant for renting premises, purchasing fixed assets, and purchasing raw materials. A huge advantage for the grant recipient will be his willingness to pay for some of the necessary equipment from one’s own funds. This approach will convince the commission of the seriousness of the entrepreneur’s intentions and his faith in the success of the enterprise.

There is also this peculiarity: domestic funds often refuse to pay employees’ salaries, while in foreign funds such an expense item in the business plan does not raise any complaints.
Usually, state finances more applied projects, including manufacturing and agriculture, science (mostly natural sciences) and education, and foreign funds– for research in the field of ecology, economics and democracy, as well as culture and society. Private domestic foundations aimed at supporting innovation, economy and business.
If you wish and have a sufficient degree of persistence, you can find a fund for the implementation of any project, even the most extravagant, but if you are not sick of any specific idea, then it is better and easier for beginners to navigate the services.

With the help of a grant, you can easily open a cleaning company (by the way, the leader in receiving grants), any repair shop: auto, household appliances, shoes, any training courses - a completely realistic idea, this can also include a marketing agency or design bureau. The arithmetic is simple - the product of the activity of such an enterprise is the mental/creative efforts of your employees, their cost is wages, so no money is needed for the purchase, delivery and storage of goods.

Who gives?

Naturally, state represented by ministries such as the Committee for the Development of Small and Medium Enterprises, the Committee for Economic Development, Industrial Policy and Trade, advanced local government bodies, also known as municipalities. Such grants can be financed from the budget of the city, region, or partially from local and federal budgets. Announcements of grants do not hang on every post, like “let” or “buy,” so the first priority of an entrepreneur concerned about the problem of obtaining a grant is to check with the local administration where and how he can find out about ongoing competitions.

Despite the small amounts compared to foreign grants, the state can provide bonuses such as benefits, ranging from the rental of municipal premises and land plots, to advertising and legal assistance. Agree, this is already half the battle!

The best that can happen is participation in targeted financing programs, it is in them that you will be provided with comprehensive assistance.

Next on the list are entrepreneurs' unions. These organizations certainly know what a businessman needs money for and the requirements for the projects they finance are as realistic as possible. Current grants can be viewed, for example, on the website

Image commercial banks, working in the field of small and medium-sized businesses, also act as sponsors, establishing grants with very decent amounts, offering winners also preferential lending conditions.

The tidbit of the sponsorship pie is, of course, foreign grants, but getting them is not so easy. Foreign funds are extremely reluctant to finance domestic businessmen, but there is always a chance. Let's start with the classification of international grant-giving organizations.

First of all this international organizations, such as the UN, European Union (EU), UNESCO, US AID, USIA. Many of them have representative offices in Russia.

National organizations For example, Finland and Norway finance business activities in Russia, among other things. The Barents Secretariat (Norway) provides grants for industrial and commercial development of private companies.

The undisputed leader of presence in the “grant” market of Russia is the USA, but the maximum you can count on in commercial terms is “civic education”; all the efforts of American philanthropists are thrown, as you might guess, into supporting democratic initiatives. The American authorities will not spare even 750,000 rubles for these purposes, so for a whole year you can easily afford to maintain a staff of three people, pay them a decent salary, distribute leaflets, at least you will definitely be able to purchase a fax, printer and scanner. If you are ready, then go to the official website of the embassy of a friendly state.

The non-profit New Eurasia Foundation, again, with the support of the US Agency for International Development, provides assistance to the development of small businesses in Russia, so it would be a good idea to visit this foundation in person or using web resources.

The most promising in terms of receiving real money for business purposes seems to be the help of individual investors, large businessmen and philanthropists who invest their own funds in projects that interest them.

Where to look?

As you know, water does not flow under a lying stone, so you will have to search long and hard, or maybe quickly - depending on your luck. If you are committed to permanent work with funds, then I advise you to contact all ministries, embassies, local administration asking about the existence of grants and contacts with organizations. All foundations operating in Russia, domestic or foreign, are required to register with the relevant government agencies for their topics.

You can visit the centers of the funds you are interested in, if there are any in your region. If not, you can mail order the Foundation Directory, which brings together more than 100,000 U.S. foundations and corporate donors. There is a similar fund in Europe, it is called the European Foundation Center, its mission is to finance projects in Europe and beyond. The EFC can be contacted in English and French.

You can find the same information in Internet, both on the websites of the foundations themselves: Foundation Directory or European Foundation Center, and in online catalogues, for example, on such portals.

Summary:

Don’t expect freebies, sponsorship money will have to be worked out in full. What will give you strength is the fact that you will work, no matter how you look at it, in your own interests. Be patient and, if necessary, a dictionary, and you will find a grant suitable for your specific project.

In this material:

For aspiring entrepreneurs who lack funds to start their own business, government grants for small businesses are available. If a person has a good idea for a business, then he has every chance of becoming rich and successful. However, sometimes one small detail prevents the implementation of plans, namely the lack of initial capital to invest in the business.

If earlier this really was a significant obstacle that nullified all thoughts about a successful business, now potential entrepreneurs have every chance of getting the necessary amount for further work. And here we are not talking about loans with extortionate interest rates, but about government grants for starting a business, which are issued to those whose business plan deserves attention.

Every year, a certain amount is allocated from the state budget for entrepreneurship, that is, to support small businesses, which is distributed among the most worthy.

For example, in 2019-2020, almost 10 billion rubles were spent on grants to small and medium-sized businesses. The amount, at first glance, is quite impressive, but given the huge number of applicants for subsidies, you will have to fight to receive a grant. To do this, you must first meet all the requirements that the state puts forward for grant holders.

To receive a grant to start a business, you must submit an application to an organization that deals with these issues. The request must indicate what the citizen intends to use the grant for.

You need to lay out your entire business plan in detail so that you can evaluate it and determine whether it is worthy of money being spent on it. All information must be entered clearly and without errors. This is important, since it will no longer be possible to correct the data after submitting the application.

Naturally, in the business plan you need to clearly describe all the numbers, that is, expected profits and possible expenses. The amount of income should not be exaggerated just to make the idea look more profitable. But there is no need to hide the originality of your plan, as this can play into your hands when considering the document. As a rule, unconventional ideas are 50% more likely to receive a grant than commonplace ideas.

If an entrepreneur manages to win a grant to develop his own business, the money can be transferred to him in the form of a tranche or as payment for products.

Both of these options are widely practiced in Russia. But you need to remember that when money arrives in a businessman’s account, it will be strictly controlled. That is, it will not be possible to spend them for other purposes. If regulatory organizations suspect something like this, they will have to return every penny of subsidies to the state treasury.

From the moment the entrepreneur starts spending money, he will need to account for every penny that was spent from the grant. All reports must be submitted in a timely manner and contain correct information.

In addition, it is worth noting that funds issued by the state in the form of a grant for small businesses are considered income of an individual, so tax is paid on this amount.

As for how to get a grant for business development, in this case it is necessary not only to draw up a clear and beautiful business plan, but also to provide the necessary documentation for consideration. All papers are submitted in full and within the deadlines established by law.

So, in addition to the project’s business plan itself, to receive a subsidy, a copy of the applicant’s passport, individual entrepreneur registration certificate or constituent documents is submitted. That is, even before sending the papers for consideration by representatives of the relevant authorities, it is necessary to resolve the issue of registration with the tax office.

It all depends on the type of business and the scale with which the businessman intends to work. If you are planning a small business of your own, which can be called a small or medium-sized business, it is worth registering as an individual entrepreneur. For larger projects, an LLC is already suitable. You can become a representative of each of these organizational and legal forms at the territorial office of the tax service.

Separately, it is necessary to say about the application for a grant, which is submitted for consideration to employees of the organization responsible for issuing it. It is compiled in any form, but must contain certain information.

Here a table of contents and a summary are written, then the problem is stated, a way to solve it is proposed, risks are assessed, and the total amount that is necessary to implement the plan is displayed. Also, the business plan can be supplemented with applications and other information if it can attract attention to the business.

It is advisable to attach a covering letter to the package of documents, where, as a rule, the applicant sets out his reasons why he considers his business plan worthy of a government grant.

Who can get the money

The selection of participants to receive a grant is very strict. As mentioned above, only the most worthy are chosen and according to several criteria. At the same time, the best chances are for those businessmen who have previously received grants and successfully used them, without fines or claims from regulatory authorities.

As a rule, those who are engaged in areas that should currently be developing especially actively in the country can count on receiving a grant first of all. If the business plan corresponds to the area of priority support from the state, then this businessman has a higher chance of receiving money than others. But other areas can also be supported if the business plans are truly high-quality, original and, according to preliminary estimates, effective.

Of course, those who have already demonstrated their business acumen and have done well with their investments deserve to receive the grant again. But the state does not deprive newcomers of their attention, who often offer original ideas. Money from the state can be allocated to anyone who provides an effective business plan.

For what purposes are grants issued?

There is no clear answer here, since all entrepreneurs engaged in any type of activity can receive a grant for small business development. But there are still several areas of business where it is more realistic to receive grants.

Statistics show that a third of all approved applications were submitted for consideration by entrepreneurs who are involved in the service sector. About 20% of grants go to production, and 12% goes to trade.

Often, an entrepreneur does not need the entire amount to open a business, but only a part of it, which is not enough to start a business. For example, the state can only invest in renting premises for a certain period or pay for the purchase of materials. Such applications are often approved. Lately, business types such as clearing companies, repair shops, continuing education courses and design agencies have topped the list in terms of the number of grants received.

To become the owner of a government subsidy (grant) for the development of your business, you must submit a package of papers for consideration to the Committee for the Economic Development of Small and Medium Businesses.

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Starting a business requires significant financial investments. If it is difficult for an entrepreneur to accumulate the required amount of funds, he can resort to help from the state or private individuals. There are special programs to stimulate business development. To participate in them you must meet a number of conditions.

Who can receive grants

Who are the grants available to? This depends on the specific program. However, in most cases this is the following list of persons:

The entrepreneur is unemployed and is registered with the employment center.
Entrepreneurs who already have a business, but want to expand it.

The funds provided under the program must be spent on the basis of a previously drawn up business plan.

Foreign grants are usually awarded to individuals who have previously successfully participated in programs. State programs, as a rule, are intended for beginner entrepreneurs. Preference is given to these categories of persons:

University graduates.
Professionals who have been laid off.
Employees who have been laid off.
Single mothers.
Persons with disabilities.

That is, grants are provided to the most vulnerable citizens. However, other citizens may also be eligible for the program:

Persons who already have a business that has been operating for at least a year.
Persons who are developers of innovative technology.
People who have entered into a leasing agreement to purchase equipment.
Entrepreneurs participating in exhibitions and fairs.

If an entrepreneur expects to receive a grant, when starting a business, he can focus on which areas usually receive funding. 30% of grants are provided for business in the service sector. The state usually finances projects in the following areas:

Agriculture.
Education and science.
Production.
Subjects whose introduction creates new jobs.

Foreign funds prefer these areas:

Ecology.
Culture.
Economy.

FOR YOUR INFORMATION! The more an entrepreneur’s business fits the fund’s preferences, the greater the chance of receiving a grant. Experts believe that educational courses, marketing agencies, auto repair shops and other service providers have the greatest chance of funding.

Procedure for receiving a grant

What do you need to do to receive a grant? You need to go through three steps:

Studying the requirements of a specific fund.
Submitting an application.
Preparation of documents.

Let's look at all these stages in more detail.

Requirements for applicants

Let's consider the requirements that are usually presented to applicants:

Submitting a properly completed application.
Protection of a business project.
Implementation of the project in accordance with previously developed documentation.
Providing a report for the funds spent.

The grant holder must pay special attention to business project development and reporting. The first will allow you to receive funding, the second will allow you to correctly account for the money provided.

Application review period

The processing time for applications depends on which grant the entrepreneur is applying for. They can vary from a month to a year. You can find out about current grants and deadlines at the Entrepreneurship Development Center or the Ministry of Economic Development.

Documenting

To receive a grant, you need to prepare the following documents:

Application.
Entrepreneur's application form and copy of passport.
Confirmation that the person knows the basics of entrepreneurial activity (for example, a certificate of completion of courses, a diploma of higher education).
Certificate of registration of individual entrepreneur.
Document confirming payment of taxes.
A paper about a person creating jobs.
A business plan, each point of which is rational and justified.

This is a general list of documents. The Fund may require additional paperwork.

When applying to the fund, you should consider these recommendations:

Sometimes an entrepreneur is denied financing because the amount indicated in the application is too small. Therefore, it is recommended to overestimate it. When determining the required amount, you need to take into account the size of the commission.
It should be borne in mind that financing is usually carried out in installments. We need to think about how this or that part of the funds will be spent.
Even if the entrepreneur wins the competition, it must be taken into account that the funds will actually be issued only after 2-12 months.

To increase your chances of funding, you need to take into account the potential requirements of investors.

How does the commission decide on funding?

A special commission is created to review applications. Its representatives check the submitted documents and business plan. For a plan to be approved, it must meet these characteristics:

Necessary financial indicators and their rational justification.
A description that the investment will actually work.
Presentation of information in such a way that the commission understands the prospects for business development and its profitability.
Indication of areas of financing.
An indication that the entrepreneur intends to create jobs. The more jobs it creates, the greater the chance of receiving subsidies. This is due to the fact that the state is fighting unemployment, and therefore provides funds primarily to those entities that will allow the unemployed to find work.

Receiving a grant does not mean that the business will be opened solely with the funds provided. An entrepreneur must also have his own capital. It is desirable that it be approximately 2 times the size of the subsidy.

When an entrepreneur is denied financing

Full compliance with all conditions does not at all guarantee receipt of a subsidy. The commission may refuse for these reasons:

The entrepreneur had already worked in the specified field of activity, but his experience was negative.
The person has been found to have misused grant funds in the past.
An entrepreneur opens a business in an area that is not subject to government funding.

Some areas of business activity are not financed. This is due to the fact that they are not considered socially significant and do not stimulate the economic condition of the region. For example, these are the following subjects:

Credit organizations, investment funds, pawnshops.
Organizations dealing with currency.
Lottery and bookmaker companies.
A company that produces goods subject to excise taxes.

It makes no sense to demand subsidies for such enterprises.

Where can I get a grant in 2018?

Government subsidies are provided by these entities:

Small Business Development Committee.
Economic Development Committee.
Municipalities.
Industry committees.
Department of Entrepreneurship.
Fund for the promotion of small businesses in the scientific and technical field.

An entrepreneur can also turn to private funds. For example, young startups are financed by Pavel Durov and Yuri Milner. The funds are allocated by the Skolkovo Foundation. It provides from 5 to 150,000,000 rubles for scientific developments in the field of space technology and biomedicine. IT startups are funded by Bill Gates. However, to receive foreign funds you need to meet fairly stringent requirements.

21Apr

Hello! In this article we will talk about business grants.

Today you will learn:

What is a grant and how to get it;
What are the features of issuing grants?
What government programs to help businesses operate in the Russian Federation.

It is no secret that some large business projects were brought to life thanks to support provided from outside. Taking advantage of this opportunity requires serious effort. Today we’ll talk about how to act correctly in this direction.

What is a grant?

This is free assistance in cash or in kind, which is used for scientific research, education and other purposes.

Both organizations and individuals can receive this assistance. Ultimately, you need to account for the use of funds.

It is worth noting that the state is interested in sponsoring small and medium-sized businesses, since its presence is a counterbalance to large companies, which, if absent, become monopolists in the market, and therefore have a destructive effect on the state as a whole.

What role do subsidies play?

The use of a grant system supports projects that cannot initially be called profitable, but for society as a whole, a particular region, or a particular city, they play a truly important role. Not every activity is fully funded by the state; in such cases, support is provided in the form of grants.

Who can issue a business grant?

Private foundations;
State;
Foreign organizations.

The requirements for the grant recipient are different in each case. Therefore, it simply doesn’t make sense to apply everywhere; it’s better to immediately choose a source that suits your type of activity and work to fulfill its conditions.

Now let’s move from the general to the specific, namely to grants to small and medium-sized businesses.

Legislative regulation

Issues of government assistance to small and medium-sized businesses are regulated by the Federal Law “On the development of small and medium-sized businesses in the Russian Federation.” In each region of the country there is a body that helps implement measures to help entrepreneurs.

Grants for start-up entrepreneurs

The dream of receiving a grant to start a business haunts almost every aspiring entrepreneur. But not everyone can apply for this, but only those citizens who are unemployed and registered with employment centers, or those who want to expand and increase the volume of an existing business.

State funds often issue grants to people who are just starting their journey as an entrepreneur.

In this case, preference will be given to the following categories:

Citizens who fell under;
Preferential categories (single mothers, persons with disabilities, and so on);
Graduates of higher educational institutions;
Citizens who are authors and owners of any innovative technologies;
Citizens who use innovative equipment in their business;
Taking part in various kinds of fairs and exhibitions.

In accordance with the law, those citizens who have reached the age of 18 and want to run their business in our state can receive a grant.

This assistance option can also be used by those who already have a certain amount of funds.

The state will compensate part of the costs in the amount of 500,000 rubles. Let's look at how to get such a grant step by step.

How to get a grant or subsidy

Step 1. Study the funds.

This also includes familiarizing yourself with the areas that are supported and studying the requirements for candidates.

You need to look for a suitable fund in your region of residence or in your city. The foundation can be public or private.

Step 2. Create a business plan.

Business support programs in Russia

Now we will consider several programs to support small and medium-sized businesses in the Russian Federation.

Support from the Skolkovo Foundation

They are provided in mini format (up to 5 million rubles) and in amounts up to 150 million rubles.

Companies operating in the following industries can apply:

Related to space;
Nuclear Research;
Biomedicine;

To receive a grant, you need to prepare documentation.

It usually includes:

The project itself;
Presentation;
Financial plan with its full justification;
Estimate;
Memorandum.

The application undergoes initial approval, then it is sent to the grant service, which verifies the veracity of the information received. After this, experts evaluate it using a ten-point system. If the score is higher than 5 points, the application is submitted to the grant committee for consideration. If the score is lower, the project is eliminated.

Ultimately, the committee makes a decision on the project by a simple majority vote. The commission consists of 12 to 14 people.

If the project is submitted to the committee for consideration, the chance of receiving a grant is high.

Grants from social VKontakte network

Most young people now know what social media is. VKontakte network. It is used to communicate with friends, work colleagues, and to find new friends. But few people know that this network operates a fund that sponsors start-up businessmen.

Note that grants are issued by Pavel Durov and businessman Evgeny Milner. And there are lucky ones who have become the owners of such support. The amount of the grant is not small, $25,000, and it is quite capable of becoming a help for a novice businessman.

Support from the Moscow Government

The grant amount is half a million rubles. A company that has been operating for no more than 2 years can apply for the receipt; there are also a number of restrictions on receipt.

A company that trades or sells tobacco and alcohol products will not receive a grant. Also, those whose activity is the gambling business cannot count on help.

To receive this subsidy, you need to apply to the Department of Science, Industrial Policy and Entrepreneurship. The application must indicate all the parameters of the project and outline the ways of its implementation. If the project is approved, the Department enters into an agreement with the winner within 15 days.

Grants from the Fund for Assistance to the Development of Small Enterprises in the Scientific and Technical Sphere

All the work of the fund is aimed at interaction with start-up companies in the Russian Federation. A candidate can apply for 1 million rubles or 200 thousand rubles every year for 2 years.

The fund usually supports small businesses whose activities are related to promising areas of the future. This can include the development of new materials, biotechnology, the creation of new instruments and apparatus, and so on.

The Foundation holds various events in large higher educational institutions and enterprises of the Russian Federation. The events also include holding a grant competition, the participants of which can be the authors of interesting and promising projects.

The application is reviewed by an expert commission, which decides whether to allocate a grant or not. Funds are not paid at once; they are divided into several parts.

Support for IT companies from Microsoft

This company is the most successful, and its creator is the wealthiest person in the world. The company supports talented aspiring businessmen in the IT field. The grant amount is 30 - 100 thousand dollars.

A distinctive feature of such support is that funds can only be allocated for the development or refinement of a project that already exists. These funds cannot be used for advertising and promotion of the project.

The mandatory requirements for the candidate are as follows: he must have a highly qualified team and use Microsoft technologies.

To receive support, a candidate must go through several stages and prove himself to be the best at each one.

At the first stage, you need to pass the selection process, according to the information provided in the application. It is necessary to characterize the project, talk about its positive aspects, and justify its benefits for society as a whole.

At the second stage, the candidate is interviewed by phone or Skype. Based on the results, a rating is compiled, and several projects will be allowed to defend before the selection committee.

Here, take into account an important point: the conversation takes place only in English, which means you need to speak it at the highest level.

At the third stage, a presentation is held in the office of the foundation itself. It should be meaningful, effective, and capable of interest. If it is successful, the project is approved and the grant is paid.

What to do with the funds received

The funds received as a grant can be characterized as a kind of agreement between an entrepreneur and an investor.

Therefore, the entrepreneur has certain obligations under this agreement that he must fulfill:

All funds must be spent only in full accordance with the goals of the project;
Reporting on the use of funds must be submitted within the time period specified in the contract;
If any force majeure occurs, you must immediately contact the fund that issued the grant;
The grant recipient cannot refuse to verify that funds are being spent correctly.

If the grant is not used for its intended purpose, or other terms of the agreement are not met, the fund may initiate its termination, as well as file a claim with the courts for the return of the allocated money.

Let us clarify that you must understand that receiving a grant is not the most difficult thing; you also need to fulfill the requirements of the fund that allocated it to you.

Conclusion

To receive a grant for your business, you need to stock up on time and patience. You will also need to develop a project and business plan, which will be considered by the commission. It's not an easy task, but all your efforts will be worth it.

On the territory of the Russian Federation, state financial assistance is provided for the development and support of small businesses.

But what programs are provided? How will you receive a subsidy if you are just planning to open a business?

The legislative framework

Small business subsidies today are regulated by the following: legislative acts:

Federal Law No. 209, which regulates the development of small and medium-sized businesses in the Russian Federation;
Order of the Ministry of Economic Development, which provides the opportunity to receive subsidies for the development of small businesses;
Decree of the Government of the Russian Federation, which guarantees the provision of state assistance for the development of small businesses if certain conditions are met.

For what needs can a cash subsidy be allocated?

It is worth remembering that this subsidy is free financial assistance for business entities that can be provided for a specific intended use.

For small businesses, the subsidy may be provided for the implementation of one of these purposes:

purchasing or leasing the necessary premises;
acquisition of necessary equipment or goods for further sale;
acquisition of intangible assets.

Funds allocated by the state must be be sent solely to promote your small business.

After a certain time, local regulatory authorities may require the entrepreneur to provide confirmation that public funds were used for their intended purpose; in the absence of reporting, administrative or criminal liability may be imposed on the entrepreneur.

Types and amounts of subsidies

All federal subsidy programs are implemented with the help of the Small Business Assistance Fund.

Today there are such subsidy programs:

Let us consider the amounts of financial assistance provided separately for each type.

Program “Umnik”

Under this program, an entrepreneur aged 18 to 30 years has the right to receive financial assistance in in the amount of 500 thousand rubles.

This program is intended for young entrepreneurs who operate in the field of innovative technologies.

"Start"

The main goal of this subsidy program is to assist innovators who seek to develop and launch production of a new product in any field based on the results of scientific and technological research.

It is necessary to take into account that this program operates on the principle of public-private cooperation. This means that part of the funds is taken from the country’s budget, and the second part is sponsored by investors.

Thus, the first year is financed by the state, and the second by investors.

Under this program, every entrepreneur working in the field of small business has the right to claim the amount up to 5 million rubles in several stages (50% is paid by the state, the rest by investors).

"Development"

Under this program it is possible to receive a grant of up to 15 million rubles. These funds should be aimed at improving productivity, creating new jobs, and modernizing production equipment.

"Internationalization"

This program is primarily aimed at helping a young entrepreneur establish international cooperation with foreign partners.

This support consists of the development of non-resource export-oriented products. There is no maximum threshold for financial assistance in this program as such. Size is calculated on an individual basis.

“Commercialization”

This financing program helps small businesses expand their capacity, and as a result, increase jobs.

Amount of financial assistance is calculated purely on an individual basis.

"Cooperation"

This subsidy program allows you to receive financial support in the amount of up to 20 million rubles. These funds should be aimed at improving production capacity, developing and establishing cooperation between small businesses and large industrial production in our country.

Receipt procedure

Obtaining a subsidy in itself is a very lengthy process for a beginning entrepreneur.

Initially, you need to register your status as unemployed.

To do this you need to do several conditions, namely:

do not have an official place of work;
lack of registration of entrepreneur status.

After this, you should contact the employment center at your place of residence and register.

It is necessary to provide such list of documents:

original and copy of passport;
TIN certificate;
certificate of education;
original insurance certificate;
certificate of average earnings from your last place of work.

When registering, you should indicate that there is a desire to open a small business and that the person is applying for a subsidy for its further development.

Drawing up a business plan

A business plan is an integral part of an applicant for a grant to start a small business.

This type of documentation must be contain such information:

After drawing it up, you must present the document to the department for working with citizens.

Passing the commission

After the business plan has been submitted to the appropriate structure, the applicant is informed of the date when he must appear for commission.

During the meeting, the commission asks the answers they need, and the applicant provides arguments why he should receive financial support.

Based on the results, a decision will be made to refuse or provide financial assistance.

The final stage

After receiving a positive response, you must register yourself as an individual entrepreneur and present a tax registration document to the employment center.

After this, the required amount will be transferred to the entrepreneur’s bank account.

Types and amount of subsidies in Moscow

Small businesses in the capital of the Russian Federation are provided with many subsidies. Moreover, it is necessary to take into account the fact that capital entrepreneurs have every right to count on financial assistance up to 5 million rubles.

In this case, there is only one condition - it will be necessary to present a report on where the funds allocated by the state were spent.

But what kind of subsidies are they for small businesses in Moscow?

Let's consider each type separately.

Opening and supporting small businesses

This subsidy is provided in the amount 500 thousand rubles. The funds themselves are allocated directly from the city budget of the capital.

This financial assistance can be sent:

necessary equipment to purchase;
purchasing the necessary software;
other components that are necessary for the successful creation and development of a small business.

At the same time, do not forget about the conditions under which you can receive financial assistance. It's about about such conditions:

no more than 2 years must have passed from the date of registration of an individual entrepreneur;
a company that is classified as a small business must employ less than 250 people;
The company must be registered with the tax authorities and at the same time it must not have various debts.

Subsidy for the return of interest on the loan

This type of subsidy is most in demand among beginning entrepreneurs. It allows small business owners to provide significant loan repayment support, who was registered to open his own business.

Under the terms of the subsidy, the local municipality repays the loan debt in part.

For this it is necessary meet some conditions:

presence of individual entrepreneur registration;
The individual entrepreneur is registered with the tax authorities;
availability of a valid loan agreement that is no more than 2 years old.

In addition, it is necessary to take into account the key condition - the individual entrepreneur should not be from the trade sector, and the loan itself should not be aimed at purchasing current assets of the company itself.

If we talk about the maximum amount of such a subsidy, then this figure is about 5 million rubles.

Reimbursement of expenses for leasing payments

This type of financial assistance for Moscow entrepreneurs is very relevant, since under this program you can get up to 5 million rudds.

Financial resources are provided by local governments if the entrepreneur has a financial lease agreement, which was signed no later than 2013 (if it was signed in 2012 or earlier, it can no longer be used).

The financial support received for this subsidy must be confirmed by a corresponding report after several months.

Features of obtaining subsidies for small businesses in Moscow

Moscow entrepreneurs have many advantages compared to their colleagues in other regions. After all, Muscovites can count on financial support in the amount of up to 5 million rubles.

In order to receive any subsidy for a start-up entrepreneur must submit a corresponding application with all accompanying documents to the State Budgetary Institution “Small Business of Moscow”.

The main condition for receiving a subsidy is the implementation of entrepreneurial activity in the range from 6 months to 2 years - no more, no less.

In order to confirm financial activity, it is necessary to submit an application provide:

financial statements of the enterprise;
existing rental agreements;
various cooperation agreements and so on.

The entire package of documents with accompanying documentation is reviewed by a specialized Industry Commission.

If we talk about priority areas in the capital, then these are:

sphere of innovative technologies;
healthcare field;
education;
social sphere;
hotel business or tourism.

After the commission’s decision, the entrepreneur receives the necessary financial support, and after the same commission, a few months later, a financial report is presented on the intended use of the allocated funds.

For information on this type of state assistance for entrepreneurs in the Russian Federation, see the following video: