How to get money from the state for free for business development

07 April. One of the areas of development of the Russian economy is the support of small businesses. Funds are allocated annually for these purposes. In 2016, there are several programs aimed at supporting small businesses. You will learn how to receive gratuitous assistance from the state, what documents will be required for this, from this article.

Why the amount of funding in 2016 was reduced

Due to the difficult economic situation in the country, the amount of funds allocated from the federal budget to support small businesses has been reduced. According to information received from the Ministry of Economic Development, 11 billion rubles were allocated from the federal budget in 2016 (for comparison, 20 billion rubles were allocated for these purposes in 2014, and 17 billion rubles in 2015). Therefore, in order to distribute funds among all subjects of Russia, competitive procedures will be carried out.

Due to the reduction in funding, the regions will have to identify priority areas of activity that require state support. The funds will be directed only to the most important areas of the regional economy: trade, agriculture, household and communal services, as well as innovation and social projects.

Despite this, every entrepreneur can count on assistance from the state. This is regulated by Federal Law No. 209-FZ of July 24, 2007 "On the Development of Small and Medium-Sized Businesses in the Russian Federation" and regulatory legal acts.

Different public funding programs differ in terms of budget, terms of issuance and duration.

Types of state support

In 2016, the following types of state support function in Russia:

1. Infrastructural support (business incubators, small business development funds, etc.);
2. Information assistance and consulting (training courses, seminars, webinars);
3. Exhibitions and fairs (granting the right to free participation in such events, providing free exhibition equipment);
4. Promotion of innovative developments;
5. Registration of licenses, accounting support;
6. Financial assistance (subsidies, benefits and grants).

Small business can also be supported by non-governmental organizations. However, entrepreneurs are most often interested in funds received from the state. However, many do not take into account the fact that much more funds are allocated for other types of support than for financial assistance. Let's look at the types of assistance provided to small businesses.

Business Development Grants

A grant is a gratuitous subsidy from the state for starting a business. Many entrepreneurs are willing to receive a grant, so demand exceeds supply. In this regard, in order to receive a grant, you will need to work hard, but it's worth it: the amount of the grant can be 300 - 500 thousand rubles - and this is an excellent support for small businesses.

In order to receive a grant for starting a business in 2016, you need to take part in the competition. Grants may also be distributed by charitable or investment funds. Entrepreneurs should carefully approach the choice of the project. You should choose only those projects that relate to your field of activity.

What documents are required to receive a grant in 2016

First of all, you need to register, then collect a set of documents:

• Application;
• A copy of the entrepreneur's passport;
• Completed form;
• Higher education diploma (if any);
• Copies of constituent documents;
• Certificate of registration of a legal entity or individual entrepreneur;
• Documents confirming the right to the premises (certificate of registration of ownership, lease agreement).

Important! Before each competition, the list of documents should be clarified, since this list may vary depending on the competition being held.

Subsidies for small businesses

If less than two years, you can safely apply for subsidies from the state for the development of small businesses. The maximum amount of the subsidy in 2016 is 500 thousand rubles.

What documents are required to receive a subsidy from the state

• Application for a grant;
• Feasibility Study (FS);
• Business plan;
• A copy of the certificate of state registration of a legal entity or individual entrepreneur;
• Order on the appointment of a director and chief accountant;
• Questionnaire of the head;
• Certificate from the bank on the status of accounts;
• Report on financial results for the last reporting period (accounting statements);
• Copies of statutory documents.

Important! Subsidies are provided on the terms of cost co-financing. This means that only 50% of the costs are paid by the state, and you must pay the remaining 50% yourself.

Directions for spending the received subsidies

1. Organization of new jobs;
2. Purchase of machinery and equipment;
3. Premises rental;
4. Purchase of raw materials and supplies.

All expenses must be documented. The state conducts the selection and consideration of applications for subsidies throughout the year at least once every two months. In case of misuse of the allocated funds, the entrepreneur is obliged to return them in full to the budget.

Self-employment financing

This subsidy is provided by the state to unemployed citizens who are officially registered in the employment center. The amount of such financial assistance corresponds to the size of the annual unemployment benefit, that is, about 60 thousand rubles. If you organize your enterprise and give work to people who have the status of unemployed (officially registered with the employment center), you will receive the same amount for each employed person.

How to get self-employment financial assistance

1. Draw up a competent business plan;
2. Register officially IP;
3. Receive funds;
4. Prepare a report and attach to the report documents confirming the intended use of funds.

So, you have decided on the field of activity, and are ready to open your own business.

Where to begin

First of all, you should clarify what kind of state support programs operate in your region. This information is usually located on the website of the city administration or in the employment center.

Then you should get registered at the employment center.

In order to receive financial support, it will be necessary, of course, to spend a lot of effort on going through bureaucratic instances.

Documents required to obtain the status of unemployed

• Passport of a citizen of the Russian Federation;
• Certificate or diploma;
• Employment history;
• Bank account opening agreement.

After that, an application form is filled out, which indicates that you want to become an entrepreneur and take the test.

After that, you need to protect your business plan. The effectiveness of your project will be evaluated by a special commission. The whole procedure is similar to an exam at a school or university. If an entrepreneur clearly knows how to make money in a crisis, his business plan looks realistic, then most likely the members of the commission will approve the project.

After the defense of the business plan was successful, you can apply for financial assistance. The application is accompanied by a business plan and other necessary documents. If your project is approved, you will be invited to sign an agreement (contract). After that, you can open an individual entrepreneur or register a legal entity. The last stage is the presentation of a certificate of registration of an individual entrepreneur or legal entity to an employment center. Receipts confirming the payment of state fees must also be attached to this certificate.

After completing all these procedures, funds will be credited to your account. Most importantly, do not forget that these funds can only be spent for their intended purpose.

Reimbursement of interest on a loan

Another type of state support is the reimbursement of interest on loans. Part of the interest on loans for the purchase of special equipment or machinery can be compensated from the state budget in the amount of 1/3 or 2/3 of the total rate. Cash is paid in the presence of documents confirming the payment of interest on loans.

Small business support programs exist in Russia. Not only that, they work. The main thing is to know where and how to receive gratuitous assistance from the state, as well as to have a desire to work in order to contribute to the development of the country's economy.